A home is a home, whether it is a tradition brick home built from the ground up, or a manufactured mobile home you have selected and had personalized to your specifications. Therefore, just because your home is a mobile home does not mean you shouldn’t purchase a home owner’s insurance policy for it.
Thanks to the Internet, you can get a free mobile home owner insurance quote pretty quickly online. Just find a Web site owned by an insurance company that specializes in mobile home owner insurance, or a Web site that has access to many different insurance companies that specialize in mobile home owner insurance. Any insurance company from which you choose to get your mobile home owner insurance quote needs to specialize in mobile home owner insurance. Sometimes there are factors that go into mobile home owner insurance policies that don’t go into regular home owner insurance policies, so make sure the company you choose does indeed specialize in mobile home owner insurance before agreeing to anything.
You’ll then begin entering the necessary information. When you search for a mobile home owner insurance quote online, you are usually asked questions about your contact information; the manufacturer of the mobile home and the year it was manufactured; the size; the current lien holder if there is one; how far the mobile home is from the coast; and how close the mobile home is to the nearest fire department.
Some Web sites that offer mobile home owner insurance quotes will offer the quote instantly online; others will pass your information to an insurance agent who specializes in mobile home owner insurance. Regardless of how you receive your mobile home owner insurance quote and from what insurance company, make sure you talk directly to a live insurance agent and receive thorough paperwork about your mobile home owner insurance quote and policy, should you choose to purchase one before agreeing to anything.
